Economic Cycles: Preparing for Rainy Days and Harnessing the Sunny Ones

Hey there, money-savvy friends! Today, let’s dive into the fascinating world of the economic cycle and how it can shape our financial journeys. The economic cycle, also known as the business cycle, is like a dance between growth and contraction in the economy. It affects everything from jobs and investments to the prices of goods […]

Ask Wellthi: Should I Get a Credit Card?

Questions, questions, questions! Wellthi GPT has answers. Reddit user /u/checkyesromeo wants to know if they should get a credit card: “Hi, just looking for some advice regarding credit. I’m 21 years old. I currently only have a checking and savings account. I make $39,000 pre-tax. I have a credit score of 764 because I’m listed […]