Frequently Asked Questions

Most frequent questions and answers
Your virtual and physical card may be used everywhere Discover® Cards are accepted for purchases, online, over the phone, through mail order or at retail locations (for physical card only). However, your card may not be used at adult or online gambling sites.

You may check your card balance at any time by using the card’s mobile app, website, or by calling customer service at 1-866-935-5844.

When you use your physical Wellthi Card there is no charge to withdraw funds from a MoneyPass® ATM. If the ATM does not display the MoneyPass logo, you will be charged a $2.95 Domestic ATM Withdrawal Fee to make a withdrawal and a $1.00 Domestic ATM Balance Inquiry Fee to check your card balance. In addition to these fees, you may be charged an additional fee by the ATM network.
There are limits on the use of your card to obtain cash at an ATM. Please see your Cardholder Agreement for the limits associated with your card.

To report your card lost or stolen call customer service at 1-866-935-5844.

To contact customer service call the phone number listed on the back of your card, 1-866-935-5844.

You must notify us immediately at 1-866-935-5844 of any unauthorized use. For specific restrictions, limitations and other details, please consult your Cardholder Agreement.

Your funds will normally be available on your payday if you are using direct deposit.

If you believe there has been an unauthorized transaction or error on your account you can send a dispute in writing to Wellthi Card, PO Box 124, Dell Rapids, SD 57022 or call customer service 1-866-935-5844.

This is not a credit card, no credit check is required to get the card. Federal law does require all financial institutions to obtain, verify, and record information that identifies each person who opens a card account. We will ask for your name, address, date of birth, and social security number that allows us to identify you.
You may apply for an account by downloading the Wellthi app and apply in the mobile app.
Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a card account. This helps the government fight the funding of terrorism and money laundering activities.

You may close your account by contacting customer service at 1-866-935-5844 or writing to us a

You may change your address via the mobile app, emailing us at support@wellthiapp.com or by calling customer
service at 1-866-935-5844.

You can change your PIN by calling the customer service number located on the back of your card,
1-866-935-5844, and following the prompts or change your PIN on the mobile app by clicking on the Cards menu
tab on the bottom navigation, click on the “More” tab and selecting Change PIN option.

Money can be loaded onto your card by enrolling in direct deposit, using an affiliated mobile check deposit application, using Green Dot reload network, please refer to your Cardholder Agreement for a complete list pertaining to your card.
The CVV is the Card Verification Value, a 3-digit number on the back of your card directly to the right of the signature panel.
You can reset your password by going to the Wellthi mobile app and selecting the reset password option. Enter your email address and click submit. You will receive an email from Wellthi with instructions to change your password.
You can link your existing bank account through the Wellthi app and selecting activate your Wellthi Discover Card. Fill in registration details and then select your bank and you will be routed to a page to key in your bank account details. Once you complete this process your bank account will be linked to your Wellthi account.

You should contact the ATM owner or call customer service at 1-866-935-5844. The customer service center will
provide assistance in issuing you a new card. You will be charged a one-time fee of $5.95 to replace your card.

You will get a virtual card once you activate your Wellthi account. If you want a physical card click on the card button on the bottom navigation. Select the tab “More” and select request a physical card. For physical cards ordered via the Wellthi app, allow 7 to 10 business days for the card to arrive. You will be charged a one-time fee of $5.95 for a physical card.
To access your monthly statements go to the Wellthi app select “Card” tab on the bottom navigation. Click on the tab “More” and click on “View statements”.
The Wellthi Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license by Discover® Network. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule. If you have any questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 866-935-5844, we are available 24/7/365.