Ask Wellthi: Should I Get a Credit Card?

Questions, questions, questions! Wellthi GPT has answers. Reddit user /u/checkyesromeo wants to know if they should get a credit card: “Hi, just looking for some advice regarding credit. I’m 21 years old. I currently only have a checking and savings account. I make $39,000 pre-tax. I have a credit score of 764 because I’m listed […]