Electronic Communications Agreement The following disclosures are required by the federal Electronic Signatures in Global and National Commerce Act (“E-SIGN”). In order to open a Wellthi Discover Card (the “Prepaid Card Account”) electronically, you must acknowledge receipt of these disclosures, agree that you have read the disclosures and provide your consent to the electronic delivery of all Communications.
This Electronic Communications Agreement (“E-sign Agreement“) applies to all Communications for those products and services offered or accessible through http://www.wellthiapp.com or the Wellthi wallet mobile application. This E-sign Agreement supplements and is to be construed in accordance with the terms and conditions contained in the Cardholder Agreement you received when you obtained your Prepaid Card Account.
The Prepaid Card Account is intended for use only by individuals who are willing and able to receive notices and communications from us exclusively through electronic means. If you do not agree to have us provide you with the legally-required notices and communications described herein in electronic and not paper form, then you may not participate in the Prepaid Card Account program. Similarly, if after providing your consent hereunder, you withdraw such consent, we reserve the right to terminate your Prepaid Card Account and your participation in the Prepaid Card Account program.
“We,” “us,” “our,” refer to Wellthi and “Issuing Bank” refers to the Central Bank of Kansas City. “You” and “your” mean you, and the individual(s) identified on the Prepaid Card Account. “Communication” means any customer agreements or amendments thereto, disclosures, notices, responses to claims, transaction history, privacy policies and all other information in connection with the Prepaid Card Account or related products and services, including but not limited to information that we are required by law to provide to you in writing. “Access Device” means any electronic device you use to access mobile or online services or to view electronic documents. This includes, but is not limited to: a traditional computer such as a desktop or laptop computer, or a mobile device such as a tablet computer or a smartphone.
The format of the electronic documents may vary based on your Access Device. For example, documents are typically presented in a .pdf format on a traditional computer while documents accessed on a mobile device are typically presented natively within the application. By consenting to this agreement, you confirm that your Access Device meets the minimum specifications and requirements necessary to view and retain your electronic documents.
To access Online Services and electronic documents on a mobile device, you will need:
To access Online Services and electronic documents on a traditional computer, you will need:
Changes to system requirements:
We will notify you if our hardware or software requirements change and whether that change creates a material risk that you would not be able to access or retain your electronic documents. Continuing to use our mobile and online services after receiving notice of the change is the reaffirmation of your consent to this E-Sign Agreement.
Additionally, we reserve the right, but assume no obligation, to provide a paper (instead of electronic) copy of any Communication that you have authorized us to provide electronically.
1 Standard message and data rates from your wireless service provider may apply.
1 Wissman, Barrett. “An Accountability Partner Makes You Vastly More Likely to Succeed.” Entrepreneur, Entrepreneur, 20 Mar. 2018, https://www.entrepreneur.com/article/310062.
2Economy, Peter. “This Is the Way You Need to Write down Your Goals for Faster Success.” Inc.com, Inc., 28 Feb. 2018, https://www.inc.com/peter-economy/this-is-way-you-need-to-write-down-your-goals-for-faster-success.html.
USA PATRIOT ACT | IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT:To help the government fight the funding of terrorism and money laundering activities, federal law requires institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.
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