What We Do
Empower financial institutions with white-label, configurable, customer origination and retention solutions
Virtual Branch
A complement to physical branches, Wellthi embeds a social community finance experience complete with personalized content, social feeds, and curated communities designed to automate cross-selling, retargeting, gamified savings goals, and social networking for the under 45 customer segment directly inside your mobile banking app.
Embedded Inside Your Mobile Banking App
Turn your team into a force multiplier. With Wellthi groups, your loan officers and financial advisors can service large groups of people with similar financial goals – at scale. Wellthi goals offer a streamlined member experience designed to help members open a membership, and funds account in minutes using their existing online account opening and origination capabilities.
Best-in-Class Content Management
We partner with industry leaders like Salesforce to make it easier for your staff to manage online communities, member inquiries, and Wellthi referrals from their desktop computers to your virtual branch in-app. Wellthi’s client management system (CMS) is safe, secure, and FINRA friendly. It includes various content creation, management, and monitoring tools that can be configured for any use case, from retail to small business to wealth management.
Configurable Revenue Generating Opportunities
With Wellthi’s Marketplace & Member Engagement Tools,
Wellthi can help you generate alternative revenue streams with our virtual member marketplace. Wellthi’s highly configurable marketplace offers exclusive Amazon discounts, financial health products and services to help your institution gain greater share of wallet.
Bank-Grade Compliance & Cybersecurity
Wellthi is SOC 2, Type 2 certified and American Disablities Act (ADA) Compliant and U.S. Data Privacy Compliant. Our virtual branch offers a seamless way for your team to automate identity verification and account oversight to prevent fraud securely and cost-effectively without sacrificing the member experience.
Digital Wallet & Cards
Wellthi has partnered with Mastercard, Visa, and Disover to offer a suite of B2B cobranded payment solutions that complement—not compete with—your core debit and credit card offerings.
Credit Builder Cards
Helping members transition from secured to unsecured credit lines
Wellthi’s cobranded credit card offers a credit-building solution that cultivates the financial health of nonprime members and denied loan applicants. Coupled with the virtual branch, Wellthi makes it easier for your team to help members who need support build strong credit by reporting transactions, eligible subscriptions, and utility bills to TransUnion, Equifax, and Experian and improving financial acumen with peers. We track credit readiness and notify your team when members are most likely to be approved for a loan or credit card.
Prepaid Card & Digital Wallet
A great tool for dispersing loans or affinity cards
The Wellthi cobranded prepaid card and digital wallet offer a great way to distribute loans to small businesses and consumers.
Remittance Wallet & Card for Diaspora Banking
Capture Remittances & Service Diaspora Customers Anywhere
We facilitate cross-border payments and capture a greater share of remittances from multicultural members. We offer a suite of digital account issuance services that facilitate international payments, including:
- Automated KYC and OFAC screening.
- KYC & Confirmation of Residential Address in the US.
- Cross-border payments that allow member to remit money account-to-account, card-to-card or P2P.
We offer a variety of options you can white-label and configure Wellthi for your mobile banking app.
Enterprise
Mobile Integration
Bank Agnostic Software
Development Kit (SDK)
Full integration
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