Cross-Border Payment Flow

Updated on December 4, 2025

This flow illustrates how users send money from U.S. accounts to recipients in Africa through various payout channels. It includes:

 1. Standard Money Transfer

The user selects a payout method (e.g., mobile money or bank account), enters the beneficiary’s details, and authorizes the payment. The remittance engine performs (Rate calculation, Compliance & sanctions checks, routing to the appropriate payout partner, Status tracking)

2. Sending Money to a Savings Goal

Users may optionally fund savings goals instead of sending money directly to a beneficiary’s account.

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