Architecture Style: Modular Microservices with API Gateway
Deployment: Scalable Cloud Deployment (AWS)
Client Channels:
- Standalone App (white-label)
- SDK for bank integration
- Web admin dashboard portal
Core Modules:
- Identity & Access Service
- KYC & Compliance Engine
- Balance & Ledger Service (Treasury Management)
- Account Linking Service
- Remittance Engine (cross-border)
- AML & Compliance
- Goal Savings Engine
- Notification & Communications
- Reporting & Analytics
- Advisor & Recommendation Service
- Integration Layer (vendors & bank APIs)
- Dashboard & Configuration
