This High-Level Design (HLD) document describes the architecture, components, flows, and key design decisions for White Label Diaspora Banking Companion (the “Wellthi Pay Platform”).
Its purpose is to provide a shared technical understanding of the system for engineers, architects, and Financial institutions.

Show how business requirements for onboarding, KYC/AML, remittances, goal savings, and advisory are implemented in the technical design.
Serve as a baseline for detailed configuration, design, implementation, testing, and operations.