To help the government fight the funding of terrorism and money laundering activities, federal law requires financial institutions to obtain, verify, and record information that identifies each person who opens an account and/or transmits funds to or through a United States financial institution. In certain circumstances, we may also obtain and verify information for any person authorized to make transactions in an account or beneficial owners of certain entities. Therefore we may be required to collect information such as the following from you:

•  Your name

•  Date of birth

•  Physical Address

•  Identification number:

o U.S. Citizen: taxpayer identification number (Social Security number or employer identification number)

o Non-U.S. Citizen: taxpayer identification number, passport number, and country of issuance, alien identification card number, or government-issued identification showing nationality, residence, and a photograph of you. You may also need to show your driver’s license or other identifying documents.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT WITH YOUR FINANCIAL INSTITUTION

Section 326 of the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities.